Terms of Service

1. What Z2H is and isn’t

Z2H is a SaaS AI FX Desk for individual traders. It publishes AI analyst briefs, setup cards, risk notes, and a public paper/proprietary evaluation dashboard. It is decision-support software. It is not a broker, not a signal service, and not a copy-trading service. Z2H does not custody user funds and does not connect to broker accounts in the retail alpha. Users keep their own broker accounts and remain the trader of record.

2. Eligibility and account

You must be 18 or older and legally permitted to trade FX in your jurisdiction. You are responsible for the security of your account credentials, including any optional second-factor (TOTP) you enable. Z2H may sign out sessions believed to be compromised and ask you to sign in again.

3. Subscription, billing, refunds

3.1 Plans

Subscriptions are billed monthly or annually in USD. Tier changes take effect at the next billing cycle unless you specifically request mid-cycle proration.

3.2 Refunds

Within 14 days of your first paid invoice, full refund on request, no questions. After that, no refunds for partial months. We disable auto-renewal as soon as you cancel; access continues until the end of the paid period.

4. Acceptable use

• Don’t reverse-engineer or scrape the service.
• Don’t share your account credentials or session.
• Don’t use Z2H in a jurisdiction where AI-assisted FX research or trading is prohibited.
• Don’t use Z2H to manipulate markets, structure transactions to evade reporting, or facilitate sanctioned activity.
• Don’t republish Z2H’s analyst briefs, setup cards, or evaluation results as if they were your own signals or guaranteed returns.

5. Trading risk and our limits

Z2H’s outputs are AI-generated analyst notes and decision-support, not investment advice. Past results, paper or otherwise, are not predictions of future returns. By using Z2H you acknowledge you can lose money on your own trading decisions, including more than you initially funded if your broker permits leverage. See also our Risk Disclosure.

6. Intellectual property

The Z2H service, model weights, schemas, and brand are owned by Zero to Hundred (founder: Kim Minjae, [email protected]). You retain ownership of feedback you submit and any data you generate using Z2H.

7. Liability and indemnity

To the maximum extent permitted by law, our aggregate liability for any claim is capped at the fees you paid us in the 12 months preceding the claim. We are not liable for trading losses, broker outages, exchange-rate changes, or third-party data provider errors.

8. Termination

You may cancel at any time from your account page. We may suspend access for breach of these terms, non-payment, or activity that puts our infrastructure or other users at risk. We’ll give 14 days’ notice for non-emergency suspensions.

9. Changes to these terms

We’ll email you at least 30 days before any material change takes effect. Continued use after the effective date constitutes acceptance. You can cancel during the 30-day notice with full refund of unused time.

10. Governing law

These terms are governed by the laws of the Republic of Korea. Disputes will be resolved in the courts of Seoul, except where local consumer protection law of your country grants you stronger rights, in which case those rights apply.

Contact

[email protected] — we read every email; expect a reply within two business days.